Service-Charges From 01/06/2026
FOR SAVING ACCOUNT
Without Cheque Book | With Cheque book | |
MINIMUM BALANCE CHARGES | Rs. 1000 | Rs. 1500 |
A/C CLOSING CHARGES | Rs. 200 +GST | RS.200 + GST |
FIRST CHEQUE BOOK FREE | Rs.2.50 +GST PER CHEQUE | Rs.2.50 +GST PER CHEQUE |
DUPLICATE PASSBOOK CHARGES | RS.100 + GST | RS.100 + GST |
STOP PAYMENT CHARGES | RS.100 + GST PER CHEQUE | RS.100 + GST PER CHEQUE |
DUPLICATE STATEMENT PRINTING CHG | RS.10 + GST PER PAGE | RS.10 + GST PER PAGE |
A/C SERVICE CHARGES | RS.30 +GST PER YEAR | RS.30 +GST PER YEAR |
SAVING FINANCE ACCOUNT MINIMUM BALANCE | RS. 5000/- |
FOR CURRENT ACCOUNT:
Without Cheque Book | With Cheque Book | |
MINIMUM BALANCE | RS. 2500/- | —— |
FIRST CHEQUE BOOK CC AND CURRENT FREE | PER CHEQUE | RS.2.50 + GST |
DUPLICATE PASSBOOK CHARGES | RS.200 + GST | |
STOP PAYMENT CHARGES | PER CHEQUE | RS.200 + GST |
DUPLICATE STATEMENT PRINTING CHG | PER PAGE | RS.10 + GST |
FOR LOST CHEQUE BOOK STOP PAYMENT CHG | PER CHEQUE | RS.100+ GST |
A/C CLOSING CHARGES | RS. 200 + GST | |
SERVICE CHARGES | PER YEAR | RS. 250 + GST |
PROCESSING FEE:
CASH CREDIT RENEWAL | UPTO 5 LACS | Rs.750+GST |
Above 5 Lacs | 0.15% per lac or Rs. 750 +GST whichever is higher | |
CASH CREDIT LIMIT EXTENSION UPTO 3 MONTHS | upto Rs. 10 Lacs | Rs. 500 + GST |
Table Body | Above Rs. 10 Lcs | Rs. 1000 + GST |
PROCESSING FEE | ALL TYPE OF TERM LOAN | 0.5 % OF LOAN AMOUNT |
BANK GUARANTEE IS COLLATERAL FOR 100% OF DEPPOSIT AMOUNT
UPTO RS. 10 LACS | 2% OF BANK GURANTEE AMOUNT PER YEAR | |
ABOVE RS. 10 LACS | 2.5% OF BANK GURANTEE AMOUNT PER YEAR | |
100% BANK GURANTEE OR PROPERTY+ DEPOSIT IS COLLATERAL | 3.5% OF BANK GURANTEE AMOUNT PER YEAR | |
SOLVENCY CERTIFICATE | Rs. 2000 +GST | |
Signature Verification and Photo Attestation | Rs. 200 +GST |
OTHER CHARGES
INWARD/OUTWARD CHQ RETURN CHG | PER CHEQUE | UP TO 1 LAC.RS.150 + GST ABOVE 1 LAC.RS.200 + GST |
IBP COMMISSION PER CHEQUE | FOR LOCAL CHEQUE | RS.8 + GST(PER THOUSAND) |
FOR OUTSTATION CHEQUE | RS.10 + GST(PER THOUSAND) | |
(IF CHEQUE IS NOT CLEARED IN 10 DAYS THEN TAKE 16% INT. FROM IBP DATE) | ||
DD STOP PAYMENT | PER D.D. | RS.100 + GST |
RTGS CHARGES | UP TO RS.500000 | RS.25 |
RTGS CHARGES | ABOVE RS.500000 | RS.50 |
ABOVE RS.500000 | RS.50 | |
IBC-OBC CHARGES | UPTO RS.5000 | RS.25 + GST (PER CHEQUE) |
IBC-OBC CHARGES | RS.5001 TO RS.10000 | RS.50 + GST (PER CHEQUE) |
IBC-OBC CHARGES | RS.10001 TO RS.100000 | RS.100 +GST (PER CHEQUE) |
IBC-OBC CHARGES | ABOVE RS.100000 | RS.150 +GST (PER CHEQUE) |
IBT CHARGES | UP TO RS.25000 | NO CHARGES |
IBT CHARGES | RS. 25001 TO RS.500000 | RS.30 + GST |
IBT CHARGES | ABOVE RS.500000 | RS.60 + GST |
IMPS CHARGES | PER ENTRY | RS.5 + GST |
Loan Form Fee | Rs. 250 +GST | |
ATM CHARGES | YEARLY | Rs. 200+GST |
Mobile Banking Charges | YEARLY | Rs. 200+GST |
ECS Return Charges | – | Rs. 200+GST |
ECS Return Charges | – | Rs. 250+GST |
Cash Counting Charges | for note bundles of rs. 10, 20 and 50 | Rs. 0.50 +GST |
SMS CHARGES | PER QUARTER | 0.23 paise/sms + GST(18%) |